15 Legit Apps To Sign Up And Earn Money Instantly 2023

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The last five years have been incredibly challenging financially for millions globally. Living a good or sustainable lifestyle from a lone source of income has become nearly impossible, meaning a side hustle is a necessity.

Fortunately, in 2023, people can download certain legitimate apps on their phone, sign up, earn some money, and instantly withdraw it, as this article will demonstrate.

The 15 best legitimate apps to sign up and earn money instantly in 2023:

1. Cash App

In 2023, Cash App will be among the most beneficial mobile apps people can download to sign up and earn money instantly.

While Cash App is a money transfer-type application currently available in the United States, the United Kingdom, Canada, and Australia, it does offer various instant sign up.

Cash App was created and marketed to the public as a money-transfer portal; the app is also designed to enable millions of people to instantly send money to each other, save, spend, and even invest.

The main advantage of the Cash App is its popularity and ease of use. By downloading the mobile application on an iPhone or Android device, users can instantly invest, save, spend, and send money instantly from the comfort of their smartphones while sitting on their couch.

Moreover, it is worth noting that Cash App is among the most straightforward mobile applications regarding the lack of an initial sign-up deposit, which is appropriately combined with an instant sign-up bonus available to anyone with access to a workable mobile device.

As of early 2023, Cash App will offer a free $5 sign-up bonus to anyone with access or a referral code. Usually, an access or referral code can be obtained from a friend or family member already utilizing the mobile application.

However, it should be noted that to access the $5 free sign-up bonus, users must transfer, save, or invest an amount of $20 or more within 14 days.

Despite $5 being on the lower end of the spectrum, it is still free money, which can easily be accessed by simply signing up for Cash App. Furthermore, by insisting your friend sign up for Cash App while utilizing your referral code, you can quickly and repeatedly obtain $5 from multiple people related to you.

Cash App is a way to obtain a guaranteed sign-up bonus, which can also be instantly withdrawn. 

Pros

• Easy to withdraw to personal or PayPal account
• Effortless mobile payments
• Users can buy and sell cryptocurrency
• Zero sales and commission fees

Cons

• It can’t be used in African and Asian countries
• Low early deposit limit

You can download Cash App on iPhone or Android 

2. InboxDollars

InboxDollars is focused on creating, recording, and selling various forms of surveys. By downloading the application on Android or iPhone devices, users can earn small amounts of cash by playing games, completing surveys, reading emails, and even watching dedicated advertisements.

Furthermore, users can purchase various items through InboxDollars’ dedicated online store, which will put some of the cash spent back into the account of the registered purchaser. While InboxDollars offers beginners numerous ways to make petty cash, perfect for a side hustle, it also does offer people signing up for the first time a free and instant bonus of $5.

The $5 sign-up bonus can be withdrawn instantly without any of the regular catches being present. Despite the $5 being free and readily available, it is recommended that users wait until they have $15 credit before withdrawing it through their PayPal accounts, as this will lower fees and increase their online earning capabilities.

Pros 

• Sign-up bonus
• Easy to withdraw into PayPal and personal bank accounts
• Money can compound quickly

Cons

• Daily spam emails are unavoidable
• Challenging to earn the first few dollars

You can download InboxDollars on iPhone or Android 

3. Robinhood

Over the last few years, Robinhood has developed into one of the most popular and beloved mobile investing applications globally.

Robinhood is an exceptional mobile application, with many claiming that it has permanently changed how younger and older generations invest their hard-earned money.

Robinhood allows users to invest their money without a single cent of commission, which the company combined with an attractive sign-up bonus.

Robinhood offers free trading of ETFs, regular stocks, and cryptocurrency for users living in the United States or Canada. In addition, Robinhood is easy to use while not requiring any given fee to open a trading account.

It is worth noting that new members signing up with Robinhood by downloading their Android or iPhone applications are given a free-of-charge stock. While users must link their new Robinhood account to their official bank account before the sign-up bonus can be claimed, the amount of free money offered can range from between $10 to $200, depending on certain factors.

While Robinhood is solely responsible for deciding how much free money you will receive if you sign up as a new user, you can rest assured that you will not receive anything less than $10 usually, which can be directly deposited into the bank account of your choosing.

Pros 

• 100% commission-free trading
• Easy to withdraw into PayPal and personal bank accounts
• Can invest in ETFs, cryptocurrency, and other large investments firms

Cons

• Investment selection can be limited for passive-based investors

You can download Robinhood on iPhone or Android 

4. Rakuten

Rakuten has become one of the most prevalent and beloved mobile applications globally over the last few years, mainly due to its wide range of personal benefits and attractive sign-up bonuses.

Essentially, Rakuten operates as a form of cash-back shopping extension, which developed into an incentive-based application for users in North America and some countries in western Europe. The process of downloading and signing up to Rakuten is as effortless as people have come to expect in 2023.

Once you have successfully signed up for the Rakuten mobile application, you can access more than 3.500 stores nationwide. Purchasing any items sold within the 3.500 stores nationwide will give you instant cashback in Rakuten credits, which can be converted into regular cash.

It should be noted that you will not receive any money for free when downloading the Rakuten mobile application. However, Rakuten offers first-time users an incredible sign-up bonus of $30, which can be withdrawn or kept as credits as soon as they spend more than $30 through the extensive Rakuten store.

The $30 Rakuten offers first-time users is not a technical sign-up bonus without a deposit; the money is legitimate and free if you spend the same amount on one of Rakuten’s 3.500 stores. You will likely spend $30 or more at Adidas, Walmart, or BestBuy anyways, which easily renders the Rakuten sign-up bonus among the best and most lucrative available.

Pros 

• Beneficial sign-up bonus
• Fast and easy to open an account
• Exceptional trading platform

Cons

• Relatively small product portfolio offering
• Customer service is occasionally poor

You can download Rakuten on iPhone or Android 

5. MyPoints

In 2023, MyPoints is undoubtedly among the most prevalent money-based mobile applications in North America, Canada, Australia, the United Kingdom, and continental Europe.

It can be said that MyPoints is relatively similar to Swagbucks regarding its fundamental applications, functionality, and outcomes. Essentially, MyPoints users are required to perform various micro-tasks, usually exemplified in online shopping, paid surveys, watching specific advertisements, and playing various entertaining games.

Whenever you successfully perform a task, MyPoints will credit your account with an appropriate amount. However, as an incentive, MyPoints offers any person signing up for their mobile application for the first time a $10 bonus.

However, as with most similar applications, there is a small yet inconsequential catch to withdrawing the $10 sign-up bonus. To direct the $10 sign-up bonus into your real bank account, you must spend $20 or more on one of MyPoints’ approved payment partners.

While this may seem inconvenient, MyPoints allows users to spend their cash and bonus credits at major retail outlets such as Walmart, sports shops, and mobile phone stores. Occasionally, MyPoints runs an additional $5 bonus, which can be obtained by simply creating a new and appropriate account.

Pros 

• Exceptional sign-up bonus
• Easy to withdraw into PayPal or personal bank accounts
• Enormously beneficial referral code

Cons

• Earnings from coupons can take a while to reflect in your virtual account

You can download MyPoints on iPhone or Android 

6. Fundrise

Fundrise is one of the lesser-known mobile applications mentioned on this list; however, it should not be overlooked as its earning potential is relatively extensive.

Fundrise’s inventors created the mobile application to function as a form of fractional real estate investment portal. It is unanimously accepted that investing millions of dollars into real estate is unrealistic for most people, especially regarding the negative economic climate predicted for the remainder of 2023.

Fundrise aims to dramatically lower the barrier to entry by allowing users in America and Canada to sign up for free, obtain a $10 reward, and invest micro amounts of money into properties valued at millions of dollars. In addition, with Fundrise, users can effortlessly invest in various properties, enabling them to generate a substantial amount of money in the future.

In 2023, Fundrise encourages all its users to sign up and invest in real estate as soon as possible since prices are increasing at never seen before. Users instantly obtain a $10 bonus by signing up, which can be instantly withdrawn if they invest a further $10 within the first month of signing up.

As with most modern money-making mobile applications, Fundrise offers current users the opportunity to encourage their friends and family to sign up using their unique referral code. If anyone signs up utilizing your referral code, you will immediately obtain an additional $25 each time, which can make it a surprisingly lucrative proposition, especially for beginners.

Despite Fundrise attempting to keep your sign-up bonus from leaving their mobile application, the company will charge a 1% withdrawal fee if the money is removed before five years has lapsed. However, the 1% withdrawal fee is almost negligible, especially considering that Fundrise was designed as a long-term passive investment application.

Pros 

• Little minimum investment required
• The application is open to anyone globally
• The application’s interface is user friendly

Cons

• The withdrawal fee structure can be challenging to understand

You can download Fundrise on iPhone or Android 

7. Toluna

In 2023, Toluna rapidly developed a reputation for being one of the most entertaining and lucrative micro-money mobile applications, instantly available on any iPhone and Android device.

Signing up for Toluna’s mobile application is free and requires little personal effort. Once you have created a free account with Toluna on its Android or iPhone mobile application, you can instantly earn small amounts of cash by completing relevant surveys, entering competitions, leaving appropriate reviews on games, and reviewing other products of your choosing.

Over the last five years, Toluna has gained a stellar reputation for being one of the most reliable and lucrative mobile applications for beginners and young people. After earning some points, Toluna will allow you to cash your money through appropriate gift cards and PayPal.

Despite having a positive reputation for earning potential, Toluna’s automatic sign-up bonus is on the lower end of the spectrum, usually equating to $1 for new users. It should be noted that users must obtain $10 before they can cash their money out, although due to Toluna’s extensive lineup of money-making opportunities, it should not take more than a day to achieve.

Pros 

• Incredibly easy to use and understand for beginners
• Easy to generate money through surveys
• Withdrawal process is effortless

Cons

• Can be challenging to obtain consistent and appropriate surveys

You can download Toulana on iPhone or Android 

8. Swagbucks

Swagbucks is currently the most famous and easiest legitimate mobile application to withdraw money instantly.

In 2023, Swagbucks will be among the most downloaded money-making apps on iPhones and all Android devices. To earn lesser amounts of money, which can quickly be compounded into far more substantial sums, users must complete effortless activities such as surveys, online shopping, downloading prescribed apps, rating new apps, and reviewing unseen websites.

While many competing apps are similar regarding their fundamental applications and outcomes, Swagbucks is a step above the rest. Millions of people use it daily to maintain a positive balance in their side hustle accounts.

Once you have downloaded Swagbucks on your iPhone or Android device, you will instantly receive a $10 bonus in online Swagbucks credit. However, to withdraw the $10, users must spend or earn an additional $25 on the application before it can the bonus will reflect in their daily transactional bank account.

If you aim to obtain a $5 without doing any work or spending any of your hard-earned money, Swagbucks offers you the opportunity to create a new account under a different name. Once you have created the new account, you can earn $25 by taking surveys, rating new apps, and reviewing certain websites.

It is usually effortless, straightforward, and fast to earn $25 worth of credit through the mobile Swagbucks application, which can instantly be transferred to an account of your selection.

However, suppose you can successfully convince your friends to sign up and spend cash using your referral code. In that case, you will be fairly remunerated, which can rapidly compound into a relatively significant amount of easy money.

Pros 

• Multiple ways to earn instant cash
• Beneficial cash back options
• Easy to use interface
• Guaranteed pay outs

Cons

• To earn a large amount of cash, users must work hard and consistently

You can download Swagbucks on iPhone or Android 

9. Acorns

Acorns is among the lesser-known money-generating mobile applications currently available on iPhone and Android stores, although the significant financial benefit and sign-up bonuses should not be overlooked.

Acorns operate as a micro-investment type mobile application. This means that Acorns will take the amount of money you invested in the app, no matter how small the initial sum, and automatically invest the spare change into a meaningful financial venture chosen by a team of monetary experts.

Once you have signed up to the Acorns mobile application, you can effortlessly link your credit or debit card, allowing you to make automatic repeat micro-investments. While the investments may seem small and even irrelevant during the initial stages, they have a significant compounding impact that could result in life-changing money a few years later.

To incentivize user sign-ups, Acorns has implemented an initial financial bonus of $10 per user. To withdraw the $10 is free, quick, and easy, requiring a tiny $5 initial investment into the Acorns mobile application.

While Acorns is frequently overlooked as a legitimate money-making application, it is simultaneously among the most lucrative and beneficial due to its automatically compounding nature. If you exclusively aim to obtain the $10 sign-up bonus, download the Acorns application, link your bank account, and make a tiny initial investment of $5 or more.

Pros 

• Automatically invests micro sums of cash
• Automatic cash back from selected retailers
• Beneficial amounts of educational content available

Cons

• Relatively high fees on small accounts

You can download Acorns on iPhone or Android 

10. Ibotta

Ibotta is among the most famous money-making mobile applications, initially designed to function as a shopping-based cash-back app.

Ibotta is internationally recognized as consistently offering enormous specials and discounts on their hundreds of registered shopping store trading partners. By spending money through the Ibotta mobile app, users can often receive more than a 30% discount through uniquely generated coupon codes.

If you sign up to the Ibotta app at the right time, although it is impossible to tell when this may be, the company will give you a $20 sign-up bonus, which can be redeemed after spending $10 through the Ibotta mobile application.

Once you have generated over $20 in internal Ibotta credit, the mobile application will allow you to effortlessly withdraw it to your PayPal or personal transactional bank account.

Pros 

• More than 350 featured retailers
• Completely free to use
• Various referral codes offered
• Can cash out at less than $20

Cons

• Multiple ads required before shopping can commence
• Uploading official receipts is required

You can download Ibotta on iPhone or Android 

11. Blackout Bingo

Blackout Bingo is among the easiest and most well-known mobile applications that let users earn free sign-up bonuses while allowing them to withdraw them without any significant hassle.

Currently, Blackout Bingo is the most popular and downloaded mobile bingo-based application. It should be noted that many similar bingo games do not allow users to withdraw real money at any time, especially not their supposed sign-up bonus.

By signing up for Blackout Bingo and linking your bank account to the mobile application, you will receive an automatic $5 bonus.

To increase the money you can eventually withdraw, you can play as many bingo games as possible against a computer simulation or other real-life players. Once you are satisfied with the virtual credit in your account, withdrawing the lump sum is straightforward.

Pros 

• Easy to download and utilize attractive user interface
• Zero initial investment required

Cons

• Users can only withdraw their cash after a month has lapsed

You can download Blackout Bingo on iPhone or Android

12. Branded Surveys

Branded Surveys is a similar mobile application to Swagbucks and other competing online survey applications.

Essentially, users must earn 500 points by taking surveys, playing games, rating other mobile applications, and reviewing websites before they can withdraw their money into their bank accounts. Each survey will usually take between five and twenty minutes to complete.

Branded Surveys allows users to utilize their $5 sign-up bonus fee, although the cash can only be withdrawn after users have been signed up for a week or earned 500 points for various surveys.

Moreover, users can easily withdraw their earnings and bonus earnings directly into their PayPal accounts, making Branded Surveys one of the better options as a hassle-free side hustle.

Pros 

• Various beneficial payout options are available
• Minimum cash out of $5
• Easy to sign up and receive a cash bonus

Cons

• High-paying surveys can be challenging to constantly obtain

You can download Branded Surveys on iPhone or Android 

13. Nielsen

The Nielsen mobile application is one of the lesser-known money-generating mobile applications, although its wide range of useful benefits should not be overlooked.

The signup process is relatively straightforward, with a further incentive of a $10 bonus if you can sign up during specific times of the year.

Earning money on the Nielsen mobile application requires users to review certain websites, download competing apps, and play certain mobile games.

It is worth noting that it is only possible to withdraw your $10 bonus and any other credits obtained on the Nielsen mobile application after a year of having your account. It is impossible to instantly gain access to the $10 sign-up bonus. However, the sign-up bonus becomes available after a certain period and is withdrawable at no additional charge.

Pros 

• Outstanding audience compartmentalization
• Easy-to-use interface
• Easy to sign up
• Cash bonus

Cons

• Data visualization and withdrawal fees can be complicated

You can download Nielsen on iPhone or Android 

14. SoFi

SoFi is a microlending mobile application that takes micro amounts of users’ money and loans it out in lump sums to individuals in need or larger institutions.

Signing up for SoFi is straightforward, usually requiring less than five minutes of administrative effort. First-time users will receive a $10 bonus, which can be multiplied using one of the company’s referral codes.

By allowing SoFi to take micro amounts of cash out of your account before investing it with appropriate institutions, you will quickly build up a pile of money, which can be withdrawn into your PayPal or regular bank account.

Pros 

• Easy to sign up, use, and withdraw
• Multiple coupon codes are redeemable
• Sign up bonus

Cons

• Sign up bonus can only be withdrawn after a month has lapsed

You can download SoFi on iPhone or Android

15. Trim

Compared to other money-generating mobile applications, Trim remains relatively unknown. However, it should not be overlooked, as users can effortlessly compile a decent amount of cash in virtual credits.

Trim allows users to withdraw their generated money into a dedicated bank account or PayPal address, making the process straightforward. In addition, Trim will automatically give users a $10 sign-up bonus, although it can only be withdrawn after one month has lapsed.

While Trim is a less beneficial money-making mobile application, it is also one of the most useful as it recommends specific financial tools and investment vehicles, offering extensive advantages to the user if used correctly.

Trim also offers a referral code, meaning you can compound your earnings relatively quickly if friends or family are willing to sign up.

Pros 

• Easy to withdraw into PayPal or personal bank accounts
• The user interface is beneficial
• Advanced capabilities are offered free of charge

Cons

• Not as reputable or well-known as other competing mobile applications

You can download Trim on iPhone or Android

FAQs

How Can I Get Free Money Instantly?

While there is no fool-proof way to get free money by downloading and utilizing certain mobile applications, there are many mentioned above that will give you an automatic sign-up bonus and referral code, allowing you to consistently generate micro sums of easy-to-earn virtual cash.

What Mobile Applications Give You Money For Signing Up?  

Some many mobile applications and websites give you free money for signing up. However, users must usually spend an additional few dollars on the app in question before being able to withdraw the lump sum directly into their bank accounts. The best sites to give you money when signing up are Swagbucks, Ibotta, Acorns, Cash App, and MyPoints.

Wrap Up

Earning money online has never been easier than it is in 2023. There are multiple high-quality and reliable mobile applications users can download, sign up for, and claim a free bonus that can be withdrawn after some time.

At the same time, many scams are currently evident in many areas of the internet, meaning that thorough prior research is a non-negotiable to avoid severe disappointment.

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